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AFC Accredited Financial Counselor VIP Practice Exam II
AFC — The AFC (Accredited Financial Counselor) credential is issued by the Association for Financial Counseling and Planning Education (AFCPE). The exam consists of approximately 150 multiple-choice questions administered over 3 hours, with a passing score of 70%, covering financial counseling process, behavioral finance, budgeting, credit, housing, insurance, investments, retirement, tax, and estate planning.
29
Questions
180m
Time Limit
70.00%
To Pass
Question 1 of 29👑 VIP
A financial counselor is working with Marcus, a 34-year-old client who earns $58,000 annually. Marcus has $4,200 in credit card debt at 22% APR, a $12,000 car loan at 6.5% APR, and $800 in a savings account. He wants to build an emergency fund but also feels pressure to pay down debt. Using the financial counseling framework, what should be the counselor's FIRST priority recommendation?
Questions 2–29 and full explanations are VIP-exclusive.