VIP Exclusive
AFC Accredited Financial Counselor VIP Practice Exam
AFC — The AFC (Accredited Financial Counselor) credential is issued by the Association for Financial Counseling and Planning Education (AFCPE). The real exam consists of approximately 130 multiple-choice questions, administered over 3 hours, with a passing score of roughly 70%. It covers financial counseling process, credit and debt, consumer decisions, housing, taxes, insurance, investments, and retirement/estate planning.
57
Questions
180m
Time Limit
70.00%
To Pass
Question 1 of 57👑 VIP
A financial counselor is working with a client who has $4,200 in monthly take-home pay and $1,680 in monthly debt payments, including a car loan, student loans, and credit cards. The client wants to apply for a mortgage. What is the client's debt-to-income (DTI) ratio, and how would a lender most likely view this application?
Questions 2–57 and full explanations are VIP-exclusive.