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ACORD Expert Messaging & Forms Implementation Flashcards

7 cards from real ACE practice questions. Tap to flip, then mark Knew It or Still Learning โ€” missed cards come back until you master them.

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  1. What is the maximum number of coverage items that can appear within a single PolicySummaryInfo element in an ACORD XML personal lines download?

    Answer: The schema is unbounded; no hard limit is imposed

    ACORD XML schemas typically use maxOccurs='unbounded' for coverage collections, imposing no hard schema-level limit on items.

  2. When an ACORD AL3 record set is transmitted, what does the '03' record type designate?

    Answer: Policy header record

    In ACORD AL3 layout, the '03' record type is the Policy Header record containing policy-level identification data.

  3. Which element in an ACORD XML homeowners RqUID is used to correlate a request with its asynchronous response when polling?

    Answer: RqUID

    RqUID (Request Unique Identifier) is the field used to match an asynchronous response back to its originating request.

  4. What is the ACORD-defined purpose of the OtherOrAdditionalInsured coverage participant role code?

    Answer: Identifies a party with an insurable interest who is not the named insured or additional insured

    OtherOrAdditionalInsured captures parties with insurable interest who don't fit the named insured, additional insured, or other standard role codes.

  5. In ACORD Real-Time quoting, what HTTP status code should a vendor return to indicate the carrier's system is temporarily unavailable for rating?

    Answer: 503 Service Unavailable

    HTTP 503 Service Unavailable is the correct status code when the downstream carrier system cannot process requests temporarily.

  6. Which ACORD form is used to document the insured's intent to cancel a policy, signed by the policyholder?

    Answer: ACORD 35

    ACORD 35 is the Cancellation Request/Policy Release form, used when an insured requests policy cancellation.

  7. What does the ACORD XML element 'ItemIdInfo/AgencyId' typically contain in a commercial lines submission?

    Answer: The carrier's internal ID for the submitting agency

    AgencyId within ItemIdInfo holds the carrier's own internal identifier for the submitting agency, enabling carrier-side lookup and routing.