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ACH File Structure and Record Types Flashcards

7 cards from real AAP practice questions. Tap to flip, then mark Knew It or Still Learning — missed cards come back until you master them.

Read the first 7 ACH File Structure and Record Types flashcards as text

  1. What is the record type code for the File Header Record in a NACHA-formatted ACH file?

    Answer: 1

    The File Header Record always uses record type code '1' and appears exactly once at the very beginning of every ACH file.

  2. Which record type code identifies the Company/Batch Header Record in an ACH file?

    Answer: 5

    Record type code '5' identifies the Company/Batch Header Record, which opens each new batch within an ACH file.

  3. What record type code is assigned to an ACH Entry Detail Record (e.g., for PPD or CCD entries)?

    Answer: 6

    Record type code '6' identifies Entry Detail Records, which carry individual transaction data for standard SEC codes like PPD and CCD.

  4. Which record type code identifies an ACH Addenda Record?

    Answer: 7

    Record type code '7' identifies Addenda Records, which provide supplemental payment-related information attached to an Entry Detail Record.

  5. What record type code identifies the Company/Batch Control Record in an ACH file?

    Answer: 8

    Record type code '8' identifies the Company/Batch Control Record, which closes each batch and contains batch-level totals and counts.

  6. The File Control Record in a NACHA ACH file uses which record type code?

    Answer: 9

    Record type code '9' identifies the File Control Record, which always appears as the last meaningful record in an ACH file and contains file-level totals.

  7. How many characters are in each record of a standard NACHA-formatted ACH file?

    Answer: 94

    All ACH records — regardless of type — are exactly 94 characters in length, as required by the NACHA Operating Rules file format specification.