AAFCS Consumer Health and Family Resource Advocacy 1 — Questions and Answers
Question 1: Which US federal agency is primarily responsible for regulating the safety of consumer products such as cribs, toys, and household appliances?
- FDA
- FTC
- CPSC (Correct answer)
- USDA
Correct answer: CPSC
The Consumer Product Safety Commission (CPSC) sets and enforces safety standards for consumer products and issues recalls when hazardous products are identified.
Question 2: In consumer advocacy, what is the primary purpose of a product recall?
- To punish manufacturers for negligence
- To remove a defective or hazardous product from the market to protect consumer safety (Correct answer)
- To allow manufacturers to remarket the product at a lower price
- To alert consumers to use a product more carefully
Correct answer: To remove a defective or hazardous product from the market to protect consumer safety
A product recall is initiated to remove a dangerous or defective product from the market and to repair, replace, or refund affected consumers.
Question 3: Which of the following best defines 'informed consent' in a consumer health context?
- A patient agreeing to pay for medical services in advance
- A consumer signing a waiver before purchasing insurance
- A patient receiving full information about a treatment and voluntarily agreeing to it (Correct answer)
- A provider obtaining a legal document before performing any procedure
Correct answer: A patient receiving full information about a treatment and voluntarily agreeing to it
Informed consent requires that a patient or consumer be given complete, understandable information about a health decision and voluntarily agree without coercion.
Question 4: A family is choosing between a generic and a brand-name medication. According to AAFCS consumer health principles, what is the most important factor to compare?
- The brand reputation of the manufacturer
- The active ingredient and dosage strength (Correct answer)
- The color and shape of the tablets
- The origin country of the drug
Correct answer: The active ingredient and dosage strength
Generic and brand-name drugs must contain the same active ingredient at the same dosage and strength per FDA bioequivalence standards.
Question 5: Which act gives US consumers the right to access, dispute, and correct their credit reports from major bureaus?
- Truth in Lending Act
- Fair Credit Reporting Act (FCRA) (Correct answer)
- Equal Credit Opportunity Act
- Consumer Financial Protection Act
Correct answer: Fair Credit Reporting Act (FCRA)
The Fair Credit Reporting Act (FCRA) gives consumers the right to access their credit reports annually for free and to dispute inaccurate information.
Question 6: In AAFCS family resource management, which strategy best describes 'comparison shopping'?
- Purchasing the cheapest available option regardless of quality
- Evaluating multiple products or services on price, quality, and value before purchasing (Correct answer)
- Returning products that do not meet expectations
- Seeking advice from a financial advisor before any purchase
Correct answer: Evaluating multiple products or services on price, quality, and value before purchasing
Comparison shopping involves researching and evaluating multiple options to find the best combination of price, quality, and value for consumer needs.
AAFCS Consumer Health and Family Resource Advocacy 1
Which US federal agency is primarily responsible for regulating the safety of consumer products such as cribs, toys, and household appliances?