FREE Certified Senior Advisor MCQ Questions and Answers

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Group insurance on health maintenance that allows members to use participating hospitals, clinics, and doctors

Correct! Wrong!

Explanation:
Health maintenance organization (HMO) insurance offers health insurance to those who are insured in exchange for monthly or yearly payments. When a person visits a doctor or other provider who is a part of the HMO's network, they pay less in premiums than individuals who have other types of health insurance.

Low-density lipoprotein is a type of lipoprotein that carries "bad cholesterol" in the blood.

Correct! Wrong!

Explanation:
The majority of the cholesterol in your body is LDL (low-density lipoprotein), also referred to as "bad" cholesterol. Your risk of heart disease and stroke increases if your LDL cholesterol levels are high.

This type of insurance is less expensive than "permanent" life insurance and is known as "pure protection" insurance. used only to prevent death.

Correct! Wrong!

Explanation:
A term life insurance policy is a legal agreement between you and an insurance provider for a specific amount of time, usually between 10 and 30 years. You pledge to make monthly premium payments throughout that time. In exchange, the business agrees to pay a predetermined sum of money (a death benefit) in the event that you pass away within the term.

A federal and funded by the state program that offers support for health services for people who cannot afford them.

Correct! Wrong!

Explanation:
A public health insurance program for some individuals or families with restricted means, such as kids, expectant mothers, elderly persons, and people with impairments.

Stereotypes that are used to describe someone simply on the basis of their age.

Correct! Wrong!

Explanation:
Ageism is the term for stereotypes (how we see the world), prejudice (how we feel about others), and discrimination (how we treat people) that are based on age.

High-density lipoprotein: "good cholesterol" is a lipoprotein that carries cholesterol in the blood.

Correct! Wrong!

Explanation:
Your risk of heart disease and stroke increases if your LDL cholesterol levels are high. High-density lipoprotein, or HDL, cholesterol collects cholesterol in the blood and transports it back to the liver, earning it the moniker "good" cholesterol. After then, the liver removes it from the body.

Age defined by the actions or behaviors a person can do

Correct! Wrong!

Explanation:
The reasoning for functional age is that one's place in the aging process may be better represented by a measure other than chronological age.

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