FREE SGI Restricted Auto Basic Questions and Answers

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Which of the following statements is true?

Correct! Wrong!

The correct statement is: "Electronic equipment is covered up to $1500 but radar detectors are excluded."

A high earner who is unmarried and has no dependents will receive a smaller death benefit than a low earner who has a spouse and five little children.

Correct! Wrong!

The statement "A high earner who is unmarried and has no dependents will receive a smaller death benefit than a low earner who has a spouse and five little children" is generally false.

The mechanism that gives citizens of Saskatchewan the option between Tort and No Fault is known as:

Correct! Wrong!

The correct answer is "Injury choice."

Saskatchewan, there is no need for a facility since

Correct! Wrong!

The correct answer is "SGI covers all drivers, even those who are higher risk."

This statement highlights one of the benefits of SGI (Saskatchewan Government Insurance), which is that it provides coverage for all drivers, including those who may be considered higher risk.

Residents of Saskatchewan can select between No Fault and Tort under a system known as Physical damage coverage, which is (select all that apply):

Correct! Wrong!

The correct answer is: "Mandatory in Saskatchewan."

The goal of Safe Driver Recognition is to:

Correct! Wrong!

The correct answer is: "Reward safe drivers and impose extra charges on risky drivers."

An injured party may be held partially responsible for their injuries if they sue another party.

Correct! Wrong!

The statement "An injured party may be held partially responsible for their injuries if they sue another party" is true in many legal jurisdictions, including Saskatchewan.

Which of the subsequent is NOT a crucial component of liability?

Correct! Wrong!

The correct answer is "Moral Responsibility."

There is no liability insurance if a car is registered as 5000 KG GVW but weighs 6000 KG in reality.

Correct! Wrong!

The statement "There is no liability insurance if a car is registered as 5000 KG GVW but weighs 6000 KG in reality" is generally true, although the specifics may vary depending on the jurisdiction and insurance provider.

Which of the following DOES NOT fall under Tort's benefits for medical care and rehabilitation?

Correct! Wrong!

The correct answer is "Funeral expenses."

It is permissible under privacy regulations to discuss clients' private matters within your company.

Correct! Wrong!

The statement "It is permissible under privacy regulations to discuss clients' private matters within your company" is generally false. Privacy regulations, such as GDPR (General Data Protection Regulation) in the European Union or HIPAA (Health Insurance Portability and Accountability Act) in the United States, impose strict requirements on how personal and sensitive information is handled, including within a company.

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