FREE FDCPA Prohibited Practices Questions and Answers
Which communication tactic is prohibited for debt collectors under the FDCPA?
Correct!
Wrong!
The FDCPA prohibits debt collectors from engaging in conduct that is meant to annoy, abuse, or harass a debtor, including excessive calling.
Which of the following actions is prohibited under the FDCPA?
Correct!
Wrong!
Once a debt collector knows the debtor is represented by an attorney, the collector must communicate with the attorney rather than the debtor.
Which of the following is NOT allowed under the FDCPA when attempting to collect a debt?
Correct!
Wrong!
The FDCPA prohibits collectors from contacting a debtor at their place of employment if they know or have reason to know that the employer disapproves.
Under the FDCPA, debt collectors are prohibited from using which of the following practices?
Correct!
Wrong!
The FDCPA prohibits debt collectors from using any threats of violence or harm to collect a debt.
According to the FDCPA, what must a debt collector NOT do when communicating with a third party about a debtor?
Correct!
Wrong!
The FDCPA prohibits debt collectors from revealing the existence of a debt to third parties without the debtor's consent.