FREE Accident Legal Knowledge Question and Answers
Should I provide the other insurance provider with a statement?
You are not compelled by law to provide the insurance company of the other party with a statement. Giving a statement is typically not in your best interests. You should make sure you have a personal injury lawyer present to represent you before giving ANY statement to an insurance company.
Should I contact a lawyer to discuss my claim?
The insurance provider does not want you to consult a lawyer about your rights and learn about your options. Avoid allowing the insurance company to exploit you. The insurance companies are represented by cunning attorneys. Face them with assistance. Your lawyer will make every effort to make your claim worth as much as possible.
Does the insurance provider have to immediately cover my medical expenses and lost wages?
If the negligent party had insurance, it will often only pay if your claim is ultimately settled. Practically speaking, the majority of physicians and creditors won't wait to be paid. Usually, you need to figure out a means to prevent these invoices from getting past due and harming your credit during the course of your claim. You might receive this "interim" payout through your personal auto or health insurance. When you are wounded, a lawyer can advise you on how to safeguard your credit the best.
Can I still file a claim if the at-fault party was uninsured?
Your own policy might pay for this claim. For further information, read your policy and see an attorney.
Will filing a claim increase the cost of my own insurance?
If the accident wasn't your fault, an insurance provider cannot boost your rates.
Should I sign the medical authorization from the insurance provider?
Legally, you are not needed to sign any job or medical releases for the other insurance provider. In order to avoid having to pay the full amount of a claim, the insurance company would frequently request broad permission with the goal of collecting irrelevant or out-of-date medical documents. Depending on the situation, you might need to sign a release for your own insurance provider. Consult an attorney.
Am I eligible for damages for my suffering and pain?
You are entitled to compensation for all of your pain and suffering if your car accident claim is successful. You may also be entitled to damages for permanent disability, wage loss, medical expenditures, and out-of-pocket costs in addition to this award. Inquire about potential compensation from your lawyer.